Job Details
Thursday, January 5, 2017
Wireless Sales Associate - Bilingual $9.00/hr + Commission
Cricket Wireless Exclusive Dealer - Reno, NV
Full-time, Commission
Calling all Sales Associates; experienced or not! Maybe you are just personality galore! Reno, we want you for our Cricket Wireless store(s). Looking for a better starting wage? Maybe it's a new start you seek. Perhaps a new industry!!
Cricket Wireless boasts the largest network with fast 4G LTE coverage. Adding hundreds and thousands or new customers everyday, you can join the NO CONTRACT game too.
QUALIFICATIONS the BASICS
the INTERMEDIATE
the ADVANCED
REQUIREMENTS
SUBMIT YOUR RESUME TODAY AND WE WILL SEE YOU SOON
Job Type: Full-time
Job Location:
Required education:
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How to Get Money Motivated
Draft a Financial Vision Board
You need motivation to start adopting better money habits, and if you craft a vision board, it can help remind you to stay on track with your financial goals.
Set Specific Financial Goals
Use numbers and dates, not just words, to describe what you want to accomplish with your money. How much debt do you want to pay off—and when? How much do you want saved, and by what date?
Adopt a Spending Mantra
Pick out a positive phrase that acts like a mini rule of thumb for how you spend. For example, ask yourself, “Is this [fill in purchase here] better than Bali next year?” or “I only charge items that are $30 or more.”
Love Yourself
Sure, it may sound corny, but it works. Just ask this author, who paid off $20,000 of debt after realizing that taking control of her finances was a way to value herself.
Make Bite-Size Money Goals
One study showed that the farther away a goal seems, and the less sure we are about when it will happen, the more likely we are to give up. So in addition to focusing on big goals (say, buying a home), aim to also set smaller, short-term goals along the way that will reap quicker results—like saving some money each week in order to take a trip in six months.
Banish Toxic Money Thoughts
Hello, self-fulfilling prophecy! If you psych yourself out before you even get started (“I’ll never pay off debt!”), then you’re setting yourself up to fail. So don’t be a fatalist, and switch to more positive mantras.
Get Your Finances–and Body—in Shape
One study showed that more exercise leads to higher pay because you tend to be more productive after you’ve worked up a sweat. So taking up running may help amp up your financial game. Plus, all the habits and discipline associated with, say, running marathons are also associated with managing your money well.
Learn How to Savor
Savoring means appreciating what you have now, instead of trying to get happy by acquiring more things.
Get a Money Buddy
According to one study, friends with similar traits can pick up good habits from each other—and it applies to your money too! So try gathering several friends for regular money lunches, like this woman did, paying off $35,000 of debt in the process.
How to Budget Like a Pro
Set a Budget, Period
This is the starting point for every other goal in your life. Here’s a checklist for building a knockout personal budget.
Consider an All-Cash Diet
If you’re consistently overspending, this will break you out of that rut. Don’t believe us? The cash diet changed the lives of these three people. And when this woman went all cash, she realized that it wasn’t as scary as she thought. Really.
Take a Daily Money Minute
This one comes straight from LearnVest Founder and CEO Alexa von Tobel, who swears by setting aside one minute each day to check on her financial transactions. This 60-second act helps identify problems immediately, keep track of goal progress—and set your spending tone for the rest of the day!
Allocate at Least 20% of Your Income Toward Financial Priorities
By priorities, we mean building up emergency savings, paying off debt, and padding your retirement nest egg. Seem like a big percentage? Here’s why we love this number.
Budget About 30% of Your Income for Lifestyle Spending
This includes movies, restaurants, and happy hours—basically, anything that doesn’t cover basic necessities. By abiding by the 30% rule, you can save and splurge at the same time.
Create a Financial Calendar
If you don’t trust yourself to remember to pay your quarterly taxes or periodically pull a credit report, think about setting appointment reminders for these important money to-dos in the same way that you would an annual doctor’s visit or car tune-up. A good place to start? Our ultimate financial calendar.
2. Check Your Interest Rate
Q: Which loan should you pay off first? A: The one with the highest interest rate. Q: Which savings account should you open? A: The one with the best interest rate. Q: Why does credit card debt give us such a headache? A: Blame it on the compound interest rate. Bottom line here: Paying attention to interest rates will help inform which debt or savings commitments you should focus on.
3. Track Your Net Worth
Your net worth—the difference between your assets and debt—is the big-picture number that can tell you where you stand financially. Keep an eye on it, and it can help keep you apprised of the progress you’re making toward your financial goals—or warn you if you’re backsliding.
Wednesday, January 4, 2017
Constant Learning
According to Tom Corely, an avid researcher of the wealthy, more than 85% of self-made millionaires read an average of 2 non-fiction books a month. The reasons the rich get richer is because of what’s in their office library at home. They’re not interested in the latest Harry Potter series. They want to know how to improve themselves and what they should do to improve their wealth position.
Action Items:
- Read. Start learning about personal finance, self-help, business, passive income, and anything else you’re interested in.
- Take notes. The best way to retain your new knowledge is to write down and re-read your notes from time to time.
Networking
Speaking of connections, networking is one of the huge reasons why the rich get richer.
Think about it. Let’s say you have a great invention that will automatically make your breakfast each morning, but your only friends work at the local factory and at a nearby car wash. How much are your connections going to do for you? Ummm…nothing.
Now, let’s say that you have that same idea for the automatic breakfast machine and your network of friends includes:
- the owner of three manufacturing companies,
- a design engineer,
- and an executive at QVC
Suddenly, your odd invention is starting to sound like a real money maker!
The more connections you make, the better your chances are at becoming rich. This is why the wealthy are often very friendly and likable.
This is also why people that win the lottery typically blow through all their money. First of all, they have no idea how to invest it, but they also have no high-powered friendships that can help them expand their wealth – only a bunch of broke friends that have hair-brained ideas…
Action Items:
- Always have a smile on your face. This is step number one to meeting people.
- Become a member of some clubs in your areas. This could be at a private golf course or an exclusive business club. Whatever you think would help you meet people of influence.
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