Corporate Banking Senior Underwriter - (Reno, NV) Nevada State Bank Reno, NV, US

Job description

Nevada State Bank's Corporate Banking group is now accepting applications for the position of Portfolio Risk Officer located in Reno, NV. Join a dynamic, professional group of dedicated, hard-working individuals who strive to provide the best service experience possible for our customers.

If you have a successful track record of working with corporate lending principles and underwriting loans, you might be the person we're seeking.

The ideal candidate for this position will have the skills and experience necessary to;

• Evaluate, analyze and form opinions for the approving and denying of business banking and/or commercial loan applications according to business unit standards.
• Manage the commercial loan portfolio with coordination from the Relationship Manager (RM).
• Conduct initial interview with the RM and is introduced to client.
• Follow up with borrower for required financial information and explanation.
• Have thorough discussion with the client with minimal RM assistance to be able to obtain sufficient understanding of borrower's financial position, managerial strategy, and expected loan performance to recommend a loan structure.
• Document understanding of the lending relationship in written form primarily in loan credit presentations, but also in problem loan reports, semi-annual credit reviews, MDM loan grading, and file comments.
• The PRO will assist and may lead the presentation of the loan at credit committee.
• Incorporate financial analysis completed by junior staff into written documentation.
• Obtain satisfactory CED and Regulatory examination findings.
• Manage the loan portfolio with limited assistance from the RM.
• Other duties as assigned.

hours per week
40

0

Work Locations
Nevada-Reno-NV - West Liberty Branch

NSB

The Portfolio Risk Officer position requires;

• Bachelor's Degree and 4+ years experience with commercial lending, lending policies and procedures, or other directly related experience. (Combination of education and experience may meet requirements).
• Extensive knowledge of lending policies and procedures, loan structuring, and financial analysis.
• Must have knowledge of job-related software such as Moddys Risk Analyst and Buker's Taxanalysis as well as other common office software and applications.
• Must have solid written and verbal communication skills, including technical writing and ability to communicate with external clients and internal employees.
• Must have excellent analytical abilities and decision making skills.

What's in it for YOU?

• Competitive base salary
• Generous employee benefits, including;
• 401(k) investing, immediately
• Career opportunities